We exist because
card comparisons are broken
Most comparison sites inflate point values, bury fees, and rank cards based on what pays the most commission. CashBackBunny was built around one principle: the right card for you is the one that wins on your actual spending — not on a best-case scenario that benefits us.
The problem with card comparison sites
The credit card comparison industry has a structural conflict of interest. Sites earn more when you click on cards that pay higher affiliate commissions — so there's a financial incentive to rank those cards first, inflate their point values, and minimize the downsides.
The result: most "best card" lists are built around what earns the site the most money, not what's actually best for the person reading.
Assigning 2¢+ per point as a default to make a $95-fee card look like it earns $500/yr — when most people redeem at 1¢.
We use realistic redemption values and say so explicitly. We separate "best case" from "what most people actually get."
Headline: "Earn $600 in rewards." Fine print: $550 annual fee, credits that require specific portals, and a $6k spend requirement.
We show the math: annual rewards minus annual fee, with credits only counted when they're genuinely easy to use.
"Best card overall" that happens to be the highest affiliate payer — regardless of whether it fits the reader's actual spending.
Every pick is tied to a specific spending profile. No single "best for everyone" — because that card doesn't exist.
Our approach
We built CashBackBunny around a simple framework: every card recommendation must survive the net value test on a realistic household budget. Not a best-case budget. Not a heavy traveler who redeems business class. The kind of spending most U.S. households actually do.
The welcome bonus is a one-time event. We prioritize the card that earns well in year two and beyond — after the bonus is gone.
We build profiles from Esri consumer spending data — groceries, dining, gas, travel, utilities — and score every card against those actual numbers.
A $200 airline credit that requires booking specific flights through a portal isn't $200 in your pocket. We note when credits are genuinely easy vs. conditionally useful.
Every recommendation includes an explicit "who should skip this" — not just who it fits. If a card only works for frequent international business travelers, we say so.
What we cover
Flat-rate and category cards that pay rewards as cash — no points math required. Best for predictable, low-friction value.
Points and miles cards with transfer partners, lounge access, and travel credits. Higher upside when used well.
Strong long-term cards without ongoing cost. The default recommendation for anyone who hasn't done the fee math yet.
Entry-level cards for limited or no credit history. The goal: build a credit profile safely and affordably.
A monthly tracker of the most important offer changes — new bonuses, fee increases, earn rate shifts — so you don't miss a better deal.
Plain-language guides on how cashback works, how to value points, how to read the fine print — before you apply.
How we earn money — and what it means for you
Some links on this site are affiliate links. When you apply through one and are approved, CashBackBunny LLC may earn a referral commission from the issuer. This commission is paid by the bank — not deducted from your rewards or bonus.
This is the standard model for independent comparison sites. It lets us publish free content without charging readers or accepting advertising. We think it's a fair trade — as long as we're transparent about it, which we are.
Cards without affiliate programs are included when they represent genuine value. The Alliant Cashback Visa and Discover it Student are examples of cards we recommend despite no or minimal affiliate relationship.
Compensation influences where a card appears within a tier of similarly-rated cards. It does not change a card's score, move it into a category it doesn't qualify for, or suppress a competitor that ranks higher.
If the highest-paying affiliate option is not the right card for your profile, we won't recommend it first.
We do not accept payment for card placements, sponsored "reviews," or editorial content produced on behalf of issuers. No bank or financial institution has editorial input on our content.
Our standards
- Primary sources only. All rates, fees, and bonus details verified directly from issuer websites before publication — never from press releases or issuer-provided summaries.
- Last-updated dates on every page. We don't hide stale content behind evergreen titles. Every page shows when it was last reviewed.
- Conservative point valuations. We use realistic transfer partner estimates — not headline maximums that require premium cabin redemptions or award chart luck.
- Corrections policy. If you find an error, use our contact page. We investigate and update promptly, with the correction reflected in the page's last-updated date.
CashBackBunny is not a bank, lender, or financial advisor. We do not issue credit cards, process applications, or have access to your financial data.
Nothing on this site constitutes financial advice. The information here is for educational and comparison purposes. Always verify current terms on the issuer's website before applying.
Get in touch
We read every message and respond to factual corrections within 2 business days. For card corrections, include the card name, the specific detail you believe is wrong, and a link to the issuer's current page.
- Corrections: support@cashbackbunny.com
- Partnerships: partnership@cashbackbunny.com
- General: contact@cashbackbunny.com